Old age and invalidity insurance

Warning: False information about the Swiss pension system are circulating on the web!

The Swiss representation abroad officially denies the information circulating on certain websites about alleged beneficial pensions that Latin American citizens could obtain in Switzerland. This false publicity refers to a so-called clause in the Swiss Constitution that would allow foreigners to access to high pensions. Please ignore this erroneous information that has no truthfulness. We recommend that you are being cautious about sharing your personal data with third parties.

Voluntary Swiss OASI/IV scheme

If you no longer live in Switzerland, are no longer subject to the compulsory Swiss Old-Age and Survivors Insurance scheme (OASI) and the Swiss Invalidity Insurance scheme (IV), and you live in a country that is not a member of the European Union (EU) or the European Free Trade Association (EFTA), you can maintain your insurance cover in Switzerland by paying into the voluntary OASI/IV scheme, provided that you meet the membership requirements (OASIA, SR 831.10/InvIA, SR831.20/VOASIO, SR 831.111).

Federal Act on Old-Age and Survivors Insurance (OASIA, SR 831.10) (de, fr, it)

Federal Act on Invalidity Insurance (InvIA, SR 831.20) (de, fr, it)

Federal Ordinance on Voluntary Old-Age, Survivors and Invalidity Insurance (VOASIO, SR. 831.11) (de, fr, it)

The Swiss representation that covers the country where you live will be pleased to provide you with more information on the voluntary OASI/IV scheme.

Generally speaking, joining the voluntary Swiss insurance scheme does not release you from any compulsory social security obligations you have in another country. The competent social security office in your country of residence can provide you with more information on your rights and obligations.