Health and accident insurance

Adequate health and accident insurance cover guarantees universal access to medical care in the event of ill-health, maternity or an accident.

In Switzerland, health insurance (LAMal/KVG) is compulsory for the entire resident population. All salaried individuals also are subject to compulsory insurance cover against work-related accidents and illness. You can find more information on health and accident insurance as well as the relevant contacts in Switzerland on the following websites.

Federal Office of Public Health: Insurances health and accident

OASI/IV web page: Health insurance (LAMal/KVG) and accident insurance (UVG/AA) (de, fr, it)

Joint Institution under the Federal Health Insurance Act (Institution commune LAMal – Gemeinsame Einrichtung KVG)

Many countries do not have such a social security system in place. It is your personal responsibility to contact the social security providers in your country of residence in order to obtain health and accident insurance cover and thus have access to medical care in the event of ill-health, maternity or an accident.

If you consider that the benefits offered by insurance providers in your country of residence do not meet your needs, you can also contact a Swiss provider with a view to supplementing your future insurance benefits.

A number of Swiss insurance providers also offer benefits to Swiss citizens living abroad. For offers and membership conditions, please contact these insurance providers directly.

Federal Office of Public Health web page: List of approved health insurance providers

Federal Office of Public Health web page: List of accident insurance providers

Organisation of the Swiss Abroad (OSA): Health insurance

KVG/LAMal: Assistance – EU/EFTA residents

KVG/LAMal: Temporary stay in EU/EFTA country